While I think that your initial response to Phillip’s suggestion about design was a little too strong, Dasjung, I’ve got to chime in here and observe that Phil, ThunderCock and Dumbass, by resorting to name calling and simplistic reasoning, come across as very lacking in both decorum and sensitivity. If a guy wants to expect, even demand, high quality in his field of choice, I beleive he has a right, if not a responsibility, to do so! Also, Dumbass, be careful who you call Dumbass. You just show YOUR true colors by doing so.
2. Focus on income-producing assets. Internet growth stocks may be sexy, but they provide no income. To build a large enough passive-income stream to survive, you must invest in dividend-generating stocks, certificates of deposit, municipal bonds, government Treasury bonds, corporate bonds, and real estate. You're free to invest in non-income-producing assets for capital appreciation too. You just want to earn reliable income when the day comes to leave your job.
Sell stuff online. If you have high-quality items to sell, there are a slew of online marketplaces you can use. Just make sure you understand the fees associated with your sale before you take the plunge. Where neighborhood Facebook pages and Craigslist ads are free, many online marketplaces or consignment shops charge for ads or require you to fork over a percentage when you make a sale.
Robo-advisors are diversified investment accounts that are automatically managed by a computer algorithm (as opposed to a human money manager). If you want to invest, but don’t have the money, or don’t want to invest with a money manager, robo-advisors are for you! Robo-advisors make investing easier—and cheaper—so they’re perfect for new investors.