Usability testing involves testing out websites, apps, software, etc. and sharing your feedback and/or helping developers find bugs and problems. What's great about these opportunities is that almost anyone can do them and you likely won't need any equipment you don't already have. Each site listed below pays differently, but most pay in cash — not redeemable points.
I started out earning a side income with photography.  All I did was build up a portfolio taking pictures of models (usually good-looking friends and family members who modeled for me) and then I started a cheap website on Squarespace to list my photography services.  The phone didn’t ring often, but I got a few gigs each year ranging from $100 to $2,000 to shoot weddings, engagement photos, senior pictures, corporate events, etc.
Wow! What an awesome list! My favorite is the stock photography because I love photography. I have had some success there, particularly with one photo I make some decent income from. I think the key with stock photography is finding a shot that is high demand. Then, find a new unique way to frame that shot. This is the reason my St. Louis Arch photo is a top 10 on both ShutterStock and iStockPhoto. Thanks for the awesome ideas above!
Etsy is the most popular online marketplace for handmade goods and crafts. From bracelets to phone cases, rings, furniture, and more, Etsy is perfect for anyone who is creative and wants to sell their handmade creations. As long as you have the space, this can make for one of the best ways to make money online that can be started with a very limited investment. Consider these 5 steps to starting an Etsy store, from Handmadeology.

What does that mean for you? It means Nielsen will pay you $50 a year to keep their app on your favorite internet browsing device. The app itself collects statistics on your internet usage anonymously, so you never have to worry about any data being linked to you. And the best part is, the app takes up barely any space and doesn’t slow down your phone or tablet at all!
I mentioned an idea above to create an online store but you could also just declutter your house and sell things you no longer use (CDs, DVDs, kitchen appliances, etc.). There is a platform that makes this really easy, it's called Decluttr. You download their app and scan the item and Declutter will tell you the price at which to sell. Check out Decluttr (or for more information, read our Decluttr review!) Listing items on eBay is of course another option, sign up by going to www.eBay.com.

While writing also falls under the category of an actual work at home job, it can be great for extra cash, too. Particularly content sites. These are sites that post writing assignments for any of their approved writers to grab, and for most you only need average writing skill to become an approved writer. While the pay isn't fantastic, if you can write fast, you can for sure earn substantial extra money. Most of these sites will pay a penny per word or more:


There was a time when CDs would produce a respectable 4%+ yield. Nowadays, you’ll be lucky to find a 5-7 year CD that provides anything above 2.5% The great thing about CDs is that there are no income or net worth minimums to invest, unlike many alternative investments, which require investors to be accredited. Anybody can go to their local bank and open up a CD of their desired duration. Furthermore, a CD is FDIC insured for up to $250,000 per individual, and $500,000 per joint account.
Holly told me she started writing content in 2011. At the time, she still worked a full-time job but created content online part-time to supplement her income. Over time, she was able to double and triple her rates until she could quit her full-time job to write. These days, she makes bank as a freelance writer and teaches others to do the same via her online course, Earn More Writing.

No one knows your hometown like you do, and you can translate that into cash by leading tours of your city. The website vayable.com allows you to set up and guide tours around a particular cultural experience. If you’re the foremost expert on ghost stories, beer, architecture, or crime (or anything else!) in your town, then you can start leading tours for people who want to hear your stories.

Hey!, I’m just putting some feelers out there to see if there’s anyone interested in making a pretty substantial amount of cash in a short amount of time. Only thing this requires is that you have an active bank account or credit card in the US. No cash is required up front to start. Which means your account can be on a zero balance and that’s completely fine. There are different money deals that suit just what you want, contact 44royaltom@gmail.com

You can find dividend stocks using Google Finance Stock Screener which is free to use. Set the search criteria for the P/E Ratio, and Dividend yield (shown as a percentage) criteria. You can set minimum and maximum values; in the dividend yield box, set it between 2 and 100. This will search for stocks that pay dividends worth between 2-100% of the current stock price.


It was easier recouping the lost $60,000 in rental-property income than I expected. For so long, my primary mindset for passive income was rental income. Having $815,000 less mortgage debt but still generating roughly the same amount of passive income with a much larger cash balance feels great. Further, my passive-income portfolio got even more passive, which is good as a stay-at-home dad to a newborn.

I’m a 45 year old business owner who also has focussed on diversifying my income streams. I have a short term vacation rental in Florida that I bought for $390k in 2012 and net rental income for the last three years has been growing steadily. 2015 I am at $70k gross right now but should end up at $80-85k with net around $45k plus we use the place about 35 nights a year.
"Look internally: How can you monetize the skills you have currently?" asks Alison Sullivan, a Glassdoor career trends expert based in San Francisco. For example, copy-editing skills, web design know-how or coding knowledge may be valuable to a business or individual. Or you could shop out your managerial skills as a virtual assistant. Consider searching for freelance jobs through sites such as Upwork, Glassdoor or Remote.co. Fiverr is another popular option for freelancers, although experts caution that international workers can create stiff pricing competition.
In this day and age, managing one’s personal finances in a secure manner that allows the user to have a real-time visual representation of their money is easier than ever before. With the numerous applications that are out there — both free and subscription-based — there’s no reason that every person can’t take control of their money and ensure they’re making smart money moves.

Investing is arguably the easiest way to make passive income.  The problem is most investments sound good in theory but don’t work out so well in practice.  And if you don’t have much experience or access to capital, let alone the time to work it all out, it can seem more or less impossible.  However, there is one smart way to invest that just might work.  Continue reading >
Medium is an online community where anyone can post articles and essays and get them in front of their audience of millions of monthly readers. While it can be a great place to build your audience for your own blog or find customers for your consulting business, with Medium’s new Partner Program, you can now make money online whenever someone reads your articles. Register for free and you can choose whether your articles are freely available or only readable by those people paying $5/month for a premium Medium membership. You’ll make money based on the amount of people who read and engage with your posts each month.
Using the money you already have to make more money is usually a pretty smart move. A service like Lending Club is a great way to act as a lender and earn interest on your money. Essentially, you act as the bank, which is pretty neat. Lending Club is the world’s largest online credit marketplace connecting borrowers and investors. Definitely something worth looking into!

Another good one for crowdsourcing is iSoftStone. You are actually an independent contractor for Microsoft. HitApps don’t pay much per hit but if you get good at it and are productive this is a very good way to work from home. I think I actually found them through you, Anna. Real money paid through PayPal. You have to wait about a month to get paid but it’s cash and the potential is huge.
I will share what we did, because it’s an incredible success story. We used an existing tax loophole where if you sell your primary residence (after having lived there at least two years) you get to keep your profit tax-free. So, we stair-stepped. We bought house after house, at least two years apart, used the profit money to pay down on the next house (so on and so forth, yadda yadda) building up equity as we went along… and now, we own a $600,000 house debt-free. And now we are using our paid-off home as leverage to borrow money to buy commercial buildings to rent out. I like commercial because it’s a BUSINESS transaction… kids, pets, other wear and tear that you see with residential rentals is nonexistent. People take care of their business space much better than residential. You have to be in a good area for renting out commercial – a thriving business community – to make this work. But that’s how we “made it”, and though it took 15 years, we will have residual income to take care of us when we’re old enough to retire. People made fun of us for moving so much, but who’s laughing now? 😉 Oh, and our child only had to change schools once (and we wanted to anyway) because we stayed in the same general area as we moved around. We were careful not to disrupt his life too much.
Love dogs, but not ready to get one of your own? Get your fix by taking care of other people’s pooches — and get paid for it. If your home isn’t dog-friendly, consider becoming a dog walker. Apps like Wag! offer on-demand dog walking, so you can pick up walks when your schedule allows. If you have space (and your landlord’s permission, if you rent), offer overnight dog boarding. Dog sitters on Rover.com, the go-to site for pet-sitting, generally command $25 to $35 a night, according to the company.
19. eBay – Of course you can’t read an article about making money online that doesn’t mention eBay. You can start an eBay store and get serious about it or you can just sell some stuff to declutter your home. Either way, I’ve made my fair share from selling on eBay and it’s still a popular way to earn money. If you decide to start an actual eBay store, you’ll want to find a drop-ship business like Doba that will store and ship items straight to your customers so you don’t have to deal with an inventory.
Every year, hundreds of millions of documents are notarized in the United States: wills, mortgages, citizenship forms, handgun applications. While for decades, this has all been done in person, there is a budding crop of sites that allow notaries to take their services online. If you’re already a notary, you can sell your services online. Or, if you want to get started, check out the National Notary’s checklist for becoming a certified notary.
As well as selling your eBooks, Amazon can also create paperback copies of your book. CreateSpace, an Amazon-owned company, will help you self-publish your book. A relatively straightforward process, you must upload your work to CreateSpace and submit it for review. Your book will then be displayed on Amazon, and printed on demand and shipped by CreateSpace when purchased. And you can collect up to 70% royalties for each book sold.
If you are a confident web developer then designing your own themes is an obvious path to follow if you are looking to make money online. ThemeForest sells a wide assortment of developers themes, including themes for WordPress, Shopify, Weebly, and Tumblr, to name a few. Once you have created your theme, get it accepted onto the ThemeForest marketplace and make money each time it sells.
Choose your niche and check for demand: The golden course combination is when you can find an in-demand niche that aligns with your skills and unique experiences. A great way to do this is to use Google Trends and Google’s Keyword Planner to look for average monthly search volume for keywords related to your proposed course content. Are people actively looking for high-quality information about this subject? Of course, if you’re already creating content for a blog, coaching service, or a site like Medium, you can test demand this way for free just like Bryan did.

Im wanting to invest in some sort of real estate investment, to make a passive income and starting with 300 to 1k but im wanting to start making money, like at least 400 to 700 a month and i know there’s 100s of ways to make money, in real estate. But can you please suggest a real estate investment, for beginners and where i could starting earning at least 500 a month, as that’s got to be something and im not looking for yearly income?!
This is an ideal strategy if you live in an area where real estate prices are too high to realistically invest in, or you don’t want the hassle and expense of traveling all over the country visiting potential properties. Plus, if you are new to single-family real estate investing, letting a place like Roofstock guide you through the process is a great way to get your feet wet.

Most people think that you need to have a lot money stocked away before getting started with investing in real estate, but that isn’t true. In fact, you can start with with as little as $500 by using a platform like Fundrise. Fundrise allows investors of all types (beginners and experts alike) to invest directly in a real estate portfolio that’s managed by a team of professionals.
Today, if you're at all serious about succeeding in any endeavor, whether online or offline, you have to deliver enormous amounts of value. Yes, you have to do the most amount of work for the least initial return. This is especially true online. Why? Because it takes time to build authority and create an audience, two primary ingredients necessary to succeed in the wonderful world of commerce on the web.
If you are a budding photographer and would like to be paid for your craft then you should consider setting up your own photography website. This is a great way to not only promote your services as a photographer but also to sell your images. You can charge visitors a fee to download your images. Or, if you’d rather, turn your site into a paid membership site, with free downloads of all images for paying subscribers.
You don’t have to invest individually to take advantage of dividend paying stocks (i.e. investing in an ETF like DVY, which currently has a 3.16% dividend yield – almost 4%). And while your math is indeed correct, there is more to dividend paying stocks that just the math. The reason the companies pay dividends is typically because of their underlying strength, steady growth, etc. These companies can be good investments for the long run. As such, it might not make sense to sell.
Cashcrate.com is an excellent way to make money. You complete offers and take surveys and get payed for it. I read an article on it from a guy that has doing it for sometime now and he explained it as voluntarily signing up for spam and gave a whole layout of the best way to do it. and you can actually make decent money. Pretty much make a separate email for spam.
The prep work before you open up shop is more time-consuming. You need merchandise to sell, photos and descriptions to post, a name for your shop and a business plan to help you succeed. Once that’s done, you’ll still need to find customers. Depending on what you’re selling, that could take weeks, which is why you should expect the overall time for this gig to be slow.
I wouldn't think of a high yield savings account as a source of passive income but your savings should be getting something (less like Seinfeld syndication residuals and more like a commercial jingle residuals!). It won't make you rich but it's nice if your baseline, risk-free rate of return on cash is 1% or more. The best high yield savings accounts (or money market accounts) offer higher interest rate and there is absolutely no risk. CIT Bank currently leads the pack with the highest interest rate.
Most people do not claim all of the allowances they are allowed to take, which is why they end up getting a large refund check each spring. If you regularly get a large refund, then it may be time for you to file a new W-4 with your human resources department. Your new W-4 should reflect the proper number of withholding allowances you are eligible to take.
I started my little photography blog 5 years ago while I was a law student.  I could never have dreamed it would become a full-time job (yes, I did become a lawyer but I started earning far more from my blog than I could have as an attorney, so I don’t practice law anymore).  I recorded a 35-minute audio podcast with my wife about how exactly we got started that you can listen to here.  I’ve gotten tons of emails from readers who have told me they really appreciated that episode.
Usability testing involves testing out websites, apps, software, etc. and sharing your feedback and/or helping developers find bugs and problems. What's great about these opportunities is that almost anyone can do them and you likely won't need any equipment you don't already have. Each site listed below pays differently, but most pay in cash — not redeemable points.
Finally, when looking around for the right personal finance software that meets your needs, make sure that you’re comfortable with the program’s interface. It shouldn’t be expected that you recognize every single feature instantly, but if the features don’t seem readable and manageable to you, then you’re not as likely to use it and get the full benefits.
If you do have a blog, then make sure you have a “Hire Me” tab if you are available. This will then let others know that you are looking, and also what you are available for. Many blog owners might also be looking around, or they might make blog posts directly stating that they need staff writers. Keep an eye out for this. It doesn’t hurt to just e-mail the websites directly. If you truly want to write for them, try sending them a quick e-mail, and attach some writing samples, and/or link to your blog as well.
My returns are based on full cash purchase of the properties, as it is hard to compare the attractiveness of properties at different price ranges when only calculating down payment or properties that need very little rehab/updates. I did think about the scores assigned to each factor, but I believe tax deductions are a SIGNIFICANT factor when comparing passive income steams.
Sell baked goods. Working parents might not have the time to whip up a birthday cake or cupcakes for school parties. That’s where you come in if you can create tasty baked goods. A friend of mine who is a single mom started making cupcakes as a way to keep herself occupied while staying with her dad when he was undergoing chemotherapy. She posted a picture of her cupcakes on Facebook and instantly received several orders from friends. Now she makes about $200 a month making cupcakes for others who hear about her through word of mouth or see pictures of her cupcakes on her Facebook page.
Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.
I collected cans in my teens and made a few extra bills for spending money. If this idea is of interest, you might be motivated to hear the true story of Maisie Devore who was able to raise money collecting cans for a community swimming pool.  She was able to save $73,000 over three decades and is still collecting. Whoa! Learn more about this idea by reading my collecting aluminum cans for cash post.
We like Stash because they give you $5 cash just for signing up!. Once you download their app, you are asked to select a portfolio of stocks and ETFs, based on who you are and what you care about. For example, you may be passionate about space exploration or tech companies or environmentally conscious corporations. Based on what you say, Stash will recommend a portfolio. They charge only $1 a month and the app serves you regular investment education articles so you are learning as you go.
These are sites that post short tasks that pay per piece. These tasks may involve anything and everything, including data entry, writing, tagging, surveys, and more. Most don't pay much per piece, but the key to earning substantial extra money with them is getting fast at the tasks you do accept. Below are a few sites to consider trying that pay for short tasks:
There are loads of resources for making money online as an affiliate. You could source products from ClickBank, Commission Junction, Rakuten Marketing, Share-a-Sale, Impact Radius and many others. Plus, many of the larger companies have their own affiliate programs as well. Do your due diligence and find the right company with a relevant product or service to your audience that you can sell as an affiliate.
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